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What is considered 'high-density'?

High-density is defined in our policy as 'complexes with more than 50 units/apartments, or one that is more than 5 storeys (excluding car parking)'.

There are a few more details we'll need to check before we can loan against your property, and our system may not always be able to immediately identify recently built complexes.

We’ll be sure to keep you informed, however if you'd prefer to check if your property meets the requirements, you can contact our team.
Alternatively, you can enter the address on the first page of our application to see if it's eligible for a Tiimely Own home loan, or if we can better meet your needs through our in-house broker service.

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Legal information about our rates
Our home loans are subject to credit criteria and eligibility requirements. Home loan interest rates are for new customers only and can change. Our comparison rates are based on a $150,000 loan amount over a 25 year term. They factor in fees associated with applying for the loan; ongoing fees and fees associated with leaving the loan. Our fixed loans roll to a variable principal and interest rate at the end of the fixed term. If the interest only period is not specified, the comparison rate is calculated on a one year period.

WARNING: The comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Tiimely Turnaround™
^Our turnaround times are up to 2x faster than the industry, based on a comparison of our average platform submit to approval time compared to industry submit to approval time, published here  (June 2023). Customer turnaround times are dependent on individual circumstances and may require an assessor to obtain more information.

Our trade mark
Tiimely is a registered trademark of Tiimely Pty Ltd.