What types of home loans does Tiimely Home offer?

For a Tiimely Own home loan, we offer:

Two simple loan types:

• Fixed rate – an interest rate that’s locked in for a set period of time
  OR
• Variable rate – an interest rate that fluctuates with the market

With two simple loan uses:

• Owner-occupied – for those looking for a property to live in
  OR
• Investment – for those looking to build a property investment portfolio

Two different repayment types:

• Principal & interest – to pay off the loan amount plus interest
  OR
• Interest only – to pay only the interest

And two different deposit requirements:

• From 20% deposit – which allows you to borrow up to 80% of a property’s value
  OR
• From 10% deposit – these loans will need to be guaranteed by Lenders Mortgage Insurance (LMI).

We also offer offset accounts for both fixed and variable home loans.

Looking at an apartment? You’ll need to check to see if the property is considered high density, and there are a few extra checks we'll need to do.

Our fees are simple and transparent, so you'll always know what to expect. And because our application process is online, we’re able to use the efficiency of our process to offer some of the best interest rates in the market.

If a Tiimely Own home loan isn’t suitable, we’ll let you know upfront and suggest using our in-house brokers to find you a home loan that better suits your needs. We have access to a panel of lenders that include major banks to supports complex situations and loan features such as split loans, guarantor loans, and construction loans.