Who can act as a witness when I sign the loan documents?

There are different rules for different Australian states about who can act as a witness, which will be outlined in your home loan documents. The witness may need to meet certain criteria, depending on where you're located. This criteria could be:

• a Justice of the Peace
• a commissioner for declarations
• an Australian lawyer
• a notary public
• a licensed conveyancer, or
• another person approved by the Registrar of Titles.

However, in New South Wales and South Australia, the witness can be any adult who has known you for 12 months.