We're neither a bank or a mortgage broker! Tic:Toc is a technology company with an Australian Credit Licence (ACL).
A broker is a middle-man between you and the lender, and will pass your application on to the lender to perform the assessment and provide the funds. We offer our Tic:Toc home loans directly to customers, and perform the loan assessment utilising our technology and brilliant home loan experts' expertise - which is how we keep our costs low and your savings high!
We're not a bank either. The funds for our Tic:Toc home loans come from Bendigo and Adelaide Bank.
Head to About Tic:Toc to learn more.